Foreign-national visitors – Security for your guests from abroad

Insurance for foreign-national visitors

Medical expenses
Search and rescue costs
Stays of up to 185 days

Calculate premium

From CHF
41.-*

Quick access

The advantages for you

Are you planning to visit Switzerland or expecting guests from abroad? Insurance for foreign-national visitors to Switzerland protects you against the hefty costs associated with illness or accidents. Whether they are travelling alone, with family or as a group – HanseMerkur insurance for foreign-national visitors allows visitors to enjoy a worry-free stay in Switzerland and the Schengen countries. Incidentally: the insurance for foreign-national visitors to Switzerland is an obligatory requirement for the granting of a valid Schengen visa.

Contribution to the costs of medical treatment, medication and patient transportation

Stays of up to 185 days in Switzerland and the Schengen countries

Reimbursement in the event of early departure: We will refund you the insurance premium pro rata

24-hour travel emergency hotline service

Tariff overview

	Standard	Recommended Premium
Travel health insurance Travel health insurance: Participation in costs for medically necessary healing measures in the event of unexpected illnesses or accidents of the insured person while traveling in Switzerland and in the Schengen countries.
Personal assistance Personal assistance: If you become seriously ill or injured during a trip, we will organize and reimburse the costs for medical repatriation in your country of residence, for search, rescue and rescue costs and for the visit to the hospital bed for two people close to you.

Scope of cover	Schengen Area	Schengen Area
Maximum trip duration	185 days	185 days
Policy to be taken out	up to 5 days after entering Switzerland	up to 5 days after entering Switzerland
Age	Max. 79 years	Max. 79 years
Excess	CHF 200(per claim in the travel health insurance)	CHF 200(per claim in the travel health insurance)
Number of trips	Single trip	Single trip

Price overview	Download PDF
Sample premium for travel insurance	CHF 41 (for individuals, trip duration up to 5 days) Calculate premium	CHF 44 (for individuals, trip duration up to 5 days) Calculate premium

The most important benefits – at a glance

Travel health insurance

What's covered
Medically necessary healing measures
Medically necessary healing measures
Hospital stays including meals
Hospital stays including meals
Ambulance transport to a suitable, nearest hospital
Ambulance transport to a suitable, nearest hospital
First purchase of medical aids such as prostheses, glasses, hearing aids as a result of an accident
First purchase of medical aids such as prostheses, glasses, hearing aids as a result of an accident
Pain relieving conservative dental treatments
Pain relieving conservative dental treatments	up to CHF 3‘000
Search and rescue costs
Search and rescue costs	up to CHF 5‘000
Transfer to the home country or burial abroad
Transfer to the home country or burial abroad
Maximum sum insured for all services within the insurance period
Maximum sum insured for all services within the insurance period	CHF 100‘000 (in the Standard tariff) Unlimited (in the Premium tariff)
Deductible per insured event
Deductible per insured event	CHF 200 (CHF 750 for people over 65 years of age)

Legal protection insurance (included in premium tariff)

What's covered
Compensation, criminal charges and victim assistance
Compensation, criminal charges and victim assistance
Protection in the event of ID withdrawal
Protection in the event of ID withdrawal
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Contract law, e.g. legal disputes when renting or repairing a motor vehicle abroad
Patient rights
Patient rights
Property law
Property law
Legal disputes with an insurance company, health insurance company or pension fund
Legal disputes with an insurance company, health insurance company or pension fund

Questions and answers – Insurance for foreign-national visitors

How do I contact HanseMerkur International in an emergency?

Emergency hotline service

Our Swiss emergency call centre is available 24 hours a day, 365 days a year to support you in the event of an emergency during your trip. The experts provide you with advice on aspects such as choosing doctors or hospitals, or can organise repatriation. If an emergency happens during your trip, call: +41 43 550 21 21

Is there a deadline for taking out guest insurance?

Take out up to 5 days after entering Switzerland

You can take out guest insurance for up to five days after entering Switzerland.

When does insurance cover begin in guest insurance?

Depending on the closing date

If the insurance is taken out before entering Switzerland, the insurance cover begins when the insured person enters Switzerland. If the insurance is taken out no later than the fifth day after entering Switzerland, insurance cover begins on the day the premium is paid.

Discover the Mobile Pass

No more printing insurance documents - with the Mobile Pass you can save contract data digitally on your smartphone or tablet.

Mobile Pass

Did you know? Key facts on the insurance for foreign-national visitors to Switzerland

Insurance foreign-national visitors

Premium insurance

Insurance for foreign-national visitors to Switzerland at a glance

Switzerland is a popular destination for foreign-national visitors. Around 10 million foreigners visit the country every year. Non-EU citizens generally need a Schengen visa to enter the country. Insurance for foreign-national visitors to Switzerland is a prerequisite for being granted a visa. This travel insurance assumes the costs of necessary treatment – for example in hospital – or repatriation in the event of illness or an accident.

Premium insurance for foreign-national visitors: that added bit of protection

Are you expecting guests from abroad or do you want to invite a foreign visitor to stay with you? HanseMerkur offers you the required insurance for foreign-national visitors to Switzerland at attractive conditions with the standard tariff. The premium rate gives visitors personal assistance cover in addition to medical expenses insurance. This additional insurance covers the costs if foreign-national visitors have to terminate, interrupt or extend their trip. In an emergency, our experts are on hand to help with the loss of mobile phones or credit cards, for example.