Sample premium for travel lasting up to seven days.
Camping insurance – for Europe
Quick access
The advantages for you
Whether you are planning an adventure in a tent in the Swiss mountains or a backpacking trip in neighbouring countries: camping trips using your own car or mobile home are all the rage. Camping insurance – designed specifically for camping trips within Europe – gives you comprehensive cover for your holiday in the great outdoors. If worst comes to worst, we will reimburse you for the cancellation costs if you have to cancel or terminate your trip, for example. We also cover you and your fellow travellers in the event of emergencies or if your luggage is damaged during your trip.
Top benefits for camping trips by car or in a mobile home
Comprehensive cover for camping trips lasting up to 31 days
Attractively priced premiums for families and individual travellers
24-hour travel emergency call
Tariff overview
| Travel Camping | |
|---|---|
| Cancellation insurance
Cancellation insurance:
Reimbursement in the event of travel cancellation, rebooking, no or delayed travel. | |
| Trip interruption insurance
Trip interruption insurance:
Reimbursement of costs if you need to cancel, interrupt or extend the trip. | |
| Personal assistance
Personal assistance:
Worldwide accessible 24-hour travel emergency call provides support in urgent cases during the trip, for example if you lose your means of payment. | |
| Luggage insurance
Luggage insurance:
Replacement for damaged or lost luggage | |
| Breakdown assistance
Breakdown assistance:
Organization and assumption of costs for breakdown assistance/towing/recovery in the event of a car breakdown or an accident | |
| Types of travel | Camping trips |
| Scope of cover | Europa |
| Maximum trip duration | 31 days |
| Policy to be taken out | When or after you book the trip |
| Max. refund | CHF 1'000 (families CHF 2'000) |
| Excess | |
| Number of trips | Single trip |
| Price overview | Download PDF |
Sample price for travel insurance | from CHF 19 (Trip duration up to 7 days)Calculate premium |
The most important benefits – at a glance
Cancellation insurance
| What's covered | |
|---|---|
| For non-commencement of the trip | |
| For non-commencement of the trip | |
| Reimbursement for the contractually required cancellation costs | |
| Reimbursement for the contractually required cancellation costs | |
| Reimbursement of additional costs in the event of partial cancellation of a co-insured | |
| Reimbursement of additional costs in the event of partial cancellation of a co-insured | |
| If the trip booking is changed | |
| If the trip booking is changed | |
| Reimbursement of the cost of changing bookings due to an insured reason | |
| Reimbursement of the cost of changing bookings due to an insured reason | |
| When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified | |
| When changing the booking up to 42 days prior to departure, reimbursement of the cost if no insured reason is specified | up to CHF 30 per person |
| In the event of a delayed start to the journey | |
| In the event of a delayed start to the journey | |
| Reimbursement of additional travel expenses and costs for unused travel services | |
| Reimbursement of additional travel expenses and costs for unused travel services | |
| Insured reasons | |
| Insured reasons | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you) | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you) | |
| Immunisation intolerance | |
| Immunisation intolerance | |
| Breakage of prostheses | |
| Breakage of prostheses | |
| Loosening of implanted joints | |
| Loosening of implanted joints | |
| Pregnancy if this occurred after the insurance was taken out | |
| Pregnancy if this occurred after the insurance was taken out | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Substantial damage (from CHF 2'500) to the insured person's property | |
| Substantial damage (from CHF 2'500) to the insured person's property | |
| Re-employment after period of unemployment | |
| Re-employment after period of unemployment | |
| Change of workplace | |
| Change of workplace | |
| Cyclical short-time work | |
| Cyclical short-time work | |
| Notice of termination for operational reasons | |
| Notice of termination for operational reasons | |
| Delay of public transport of at least two hours | |
| Delay of public transport of at least two hours | |
| Inability to drive the private vehicle intended for the trip due to an accident or breakdown | |
| Inability to drive the private vehicle intended for the trip due to an accident or breakdown | |
| Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA) | |
| Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA) | |
| Unexpected summons as a witness in court | |
| Unexpected summons as a witness in court | |
| Theft of passport or identity card immediately before departure | |
| Theft of passport or identity card immediately before departure | |
| Unexpected appointment for organ or tissue donation | |
| Unexpected appointment for organ or tissue donation | |
| Adoption of a minor child | |
| Adoption of a minor child | |
| Unexpected draft for military or community service | |
| Unexpected draft for military or community service | |
| Divorce suit or dissolution of the cohabitation | |
| Divorce suit or dissolution of the cohabitation | |
| Disaster relief provided if the insured person is a member of the fire brigade or rescue service | |
| Disaster relief provided if the insured person is a member of the fire brigade or rescue service | |
| Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil | |
| Pupil/student protection: - date of a repeat examination falls within the insured travel period - non-promotion of a pupil | |
Trip interruption insurance
| What's covered | |
|---|---|
| If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services | |
| If you have to curtail the trip: assumption of additional return travel costs and partial reimbursement of unused travel services | |
| If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used | |
| If you have to interrupt the trip: Additional travel costs, additional costs for the continuation of the journey and proportional costs for services not used | |
| If your return trip is delayed: Reimbursement of additional travel costs | |
| If your return trip is delayed: Reimbursement of additional travel costs | |
| Insured reasons | |
| Insured reasons | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you) | |
| Unexpected serious illness, serious accident, pregnancy complications or death (including people close to you) | |
| Immunisation intolerance | |
| Immunisation intolerance | |
| Breakage of prostheses | |
| Breakage of prostheses | |
| Loosening of implanted joints | |
| Loosening of implanted joints | |
| Pregnancy if this occurred after the insurance was taken out | |
| Pregnancy if this occurred after the insurance was taken out | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Chronic illness, in the event of an unexpected acute exacerbation | |
| Substantial damage (from CHF 2'500) to the insured person's property | |
| Substantial damage (from CHF 2'500) to the insured person's property | |
| Re-employment after period of unemployment | |
| Re-employment after period of unemployment | |
| Change of workplace | |
| Change of workplace | |
| Cyclical short-time work | |
| Cyclical short-time work | |
| Notice of termination for operational reasons | |
| Notice of termination for operational reasons | |
| Delay of public transport of at least two hours | |
| Delay of public transport of at least two hours | |
| Inability to drive the private vehicle intended for the trip due to an accident or breakdown | |
| Inability to drive the private vehicle intended for the trip due to an accident or breakdown | |
| Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA) | |
| Non-commencement of the trip due to an official travel warning (e.g. from the Federal Department of Foreign Affairs FDFA) | |
| Unexpected summons as a witness in court | |
| Unexpected summons as a witness in court | |
| Theft of passport or identity card immediately before departure | |
| Theft of passport or identity card immediately before departure | |
| Unexpected appointment for organ or tissue donation | |
| Unexpected appointment for organ or tissue donation | |
| Adoption of a minor child | |
| Adoption of a minor child | |
| Unexpected draft for military or community service | |
| Unexpected draft for military or community service | |
| Divorce suit or dissolution of the cohabitation | |
| Divorce suit or dissolution of the cohabitation | |
| Disaster relief provided if the insured person is a member of the fire brigade or rescue service | |
| Disaster relief provided if the insured person is a member of the fire brigade or rescue service | |
Personal assistance
| What's covered | |
|---|---|
| Medically indicated repatriation | |
| Medically indicated repatriation | |
| Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral | |
| Organization of the repatriation of a deceased and assumption of the repatriation costs or funeral | |
| Procurement and dispatch of lost medically prescribed medication | |
| Procurement and dispatch of lost medically prescribed medication | |
| Care for minor children if they have to continue the trip on their own | |
| Care for minor children if they have to continue the trip on their own | |
| Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment | |
| Hotel costs for other insured persons if an insured person travels home delayed due to inpatient treatment | |
| Baggage collection | |
| Baggage collection | up to CHF 2'500 |
| Search, rescue and recovery costs | |
| Search, rescue and recovery costs | up to CHF 10'000 |
| Help with loss of credit and loyalty cards, travel documents and mobile phones | |
| Help with loss of credit and loyalty cards, travel documents and mobile phones | |
| Repair costs and assistance in the event of a bicycle breakdown or accident | |
| Repair costs and assistance in the event of a bicycle breakdown or accident | up to CHF 75 |
| SOS message for travellers (if the insured cannot be reached) | |
| SOS message for travellers (if the insured cannot be reached) | |
| Provision of craftsmen in the event of damage at home | |
| Provision of craftsmen in the event of damage at home | |
Luggage insurance
| What's covered | Travel | Travel Premium |
|---|---|---|
| Maximum sum insured | ||
| Maximum sum insured | CHF 1'000 for individuals / CHF 2‘000 for families | CHF 2‘000 for individuals / CHF 4‘000 for families |
| Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires | ||
| Current value of objects carried if they are lost, damaged or destroyed, e.g. by robbery, traffic accidents or fires | ||
| Loss, damage or late delivery by a transport company | ||
| Loss, damage or late delivery by a transport company | ||
| Damage to luggage given in foreign custody | ||
| Damage to luggage given in foreign custody | ||
| Costs for necessary replacement purchases if luggage is not delivered on the same day | ||
| Costs for necessary replacement purchases if luggage is not delivered on the same day | CHF 250 for individuals / CHF 500 for families | CHF 250 for individuals / CHF 500 for families |
| Replacement of ID cards and visas | ||
| Replacement of ID cards and visas | CHF 200 | CHF 200 |
Breakdown assistance
| Applies in Switzerland & Europe to trips with private motor vehicles, mobile homes and camping trailers | |
|---|---|
| Breakdown assistance or towing to a nearby garage | |
| Breakdown assistance or towing to a nearby garage | |
| Recovery of the vehicle after an accident | |
| Recovery of the vehicle after an accident | to CHF 2‘000 |
| Overnight due to a breakdown or an accident | |
| Overnight due to a breakdown or an accident | CHF 120 per night and person |
| Returning home due to a breakdown or an accident | |
| Returning home due to a breakdown or an accident | |
| Rental car due to a breakdown or an accident abroad | |
| Rental car due to a breakdown or an accident abroad | to CHF 1‘500 |
| Public transport and taxi costs | |
| Public transport and taxi costs | |
| Return transport of the vehicle to the domicile garage | |
| Return transport of the vehicle to the domicile garage | |
| Delivery of spare parts abroad | |
| Delivery of spare parts abroad | |
Questions and answers
How do I contact HanseMerkur International in an emergency?
Emergency hotline service
Our Swiss emergency call centre is available 24 hours a day, 365 days a year to support you in the event of an emergency during your trip. The experts provide you with advice on aspects such as choosing doctors or hospitals, or can organise repatriation. If an emergency happens during your trip, call: +41 43 550 21 21
Are there special tariffs for families?
Special tariffs available
We offer interesting premiums for families. A family includes up to 2 adults and a maximum of 7 children up to their 21st birthday.
Does the cancellation insurance cover illness with COVID-19?
Insured event
In addition to unexpected and serious illness, the cancellation insurance also covers illness with COVID-19.
Did you know? Key facts about camping insurance
Camping insurance
Travel Camping insurance at a glance
If you are planning to take a trip in your mobile home through Europe or go tenting in Switzerland, a real adventure awaits you. But as nice as it can be to travel without having to tie yourself to fixed accommodation, camping trips tend to be difficult to predict. In the event of a breakdown or an accident involving your camper van in a foreign country, you can soon incur hefty costs that can leave an additional dent in your travel budget.
Luggage stored in a mobile home or tent is also less protected against theft. If you have to terminate your camping trip prematurely due to an unexpected event – such as a serious illness like COVID-19 – additional travel costs are usually inevitable.
With our camping insurance for Europe, you can take out cover for all eventualities on your trip. The trip interruption insurance reimburses you for the costs associated with terminating, rebooking or extending your trip. Good to know: if you need medical assistance abroad, for example because you are involved in an accident or fall ill, repatriation to Switzerland where it makes medical sense is covered as part of the personal assistance package.
Comprehensive camping cover
Comprehensive camping cover: these vehicles are insured
Our camping trip insurance allows you to insure passenger cars and mobile homes of up to 3.5 tonnes, as well as motorbikes. Registered camping trailers and caravans are also insured. Is your vehicle no longer roadworthy as a result of a breakdown or accident? We organise roadside assistance at the location of the event and assume the towing costs where appropriate. The costs of recovering the vehicle after an accident are insured up to CHF 2,000. If you are unable to continue your trip on the same day, we will reimburse you for the overnight accommodation costs. Alternatively, if you are abroad, we can organise a rental vehicle for continued or returned home.
Cover for luggage
Optimum cover for luggage on camping trips with our camping insurance
The benefits provided by the camping insurance policy are tailored to make them an ideal fit for camping trips within Europe. While the cancellation and trip interruption insurance covers you against unforeseeable events during your camping trip, the value of the items you take with you is insured as part of the luggage insurance included in the package. If your luggage is lost due to theft, damaged or even destroyed, for example, you will be reimbursed for the fair value. Bicycles, surfing and kite equipment are also insured as part of the travel insurance for camping trips in Europe.
